What Every Small Business Owner in California Should Know About Liability Insurance

Running a small business in California? Liability insurance isn’t just a nice-to-have—it’s a must.

What is General Liability Insurance?
It protects your business from third-party claims like:

  • Bodily injury (slip & fall)
  • Property damage
  • Advertising injury (libel, slander)

What It Doesn’t Cover:

  • Employee injuries (you’ll need workers comp)
  • Professional errors (you’ll need E&O coverage)
  • Auto accidents (commercial auto insurance required)

Tip: Many business owners are unknowingly underinsured. Don’t wait until it’s too late. A lawsuit—even a small one—can cost tens of thousands.

Les Palcsik Insurance Agency helps California businesses get the right coverage at the best price. Let us help you protect your livelihood today.

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