Life insurance can feel confusing—but it doesn’t have to be. Let’s simplify it:
Term Life Insurance provides coverage for a set period (like 10, 20, or 30 years). It’s affordable and ideal for most families.
Whole Life Insurance lasts your entire life and builds cash value. It’s more expensive but includes investment features.
Quick Comparison:
| Feature | Term Life | Whole Life |
|---|---|---|
| Duration | 10–30 years | Lifetime |
| Cost | Low | High |
| Cash Value | No | Yes |
| Good For | Budgeting families | Long-term estate planning |
Still unsure? Let us help walk you through options that fit your goals, budget, and family’s future.
Les Palcsik Insurance Agency makes it easy to protect what matters most—with expert, no-pressure guidance.